One of the most common questions I hear from families at Manna Wealth Management is: “David, how can I leave money to my kids without Uncle Sam taking a big chunk of it?” It’s a good question, and it comes from a place of love. You’ve worked hard, you’ve saved, and...
When people come into my office here at Manna Wealth Management, one of the first questions they ask me is: “David, how much can I safely take out of my retirement accounts each year without running out of money?” It’s a fair question. You’ve worked hard, saved...
This is a question I get all the time at Manna Wealth Management: “David, what happens if I retire right when the stock market is down?” It’s a valid concern. Nobody wants to start retirement just as the market takes a dive. After all, you’ve spent decades building...
One of the most common concerns I hear from clients at Manna Wealth Management is: “David, how do I protect my retirement savings from inflation?” It’s a great question, and one worth asking right now. Inflation is like a slow leak in your retirement bucket. Even if...
When I meet with families at Manna Wealth Management, this question comes up a lot: “David, should I convert my IRA to a Roth?” It’s a fair question, and the truth is—there’s no one-size-fits-all answer. Sometimes it makes a lot of sense. Other times, it’s not the...
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