Integrated wealth management for
Miami Beach’s complex financial lives.

Financial Advisor & Wealth Management in Miami, Florida

Manna Wealth Management provides financial planning, investment management and retirement guidance for executives, entrepreneurs, business owners, professionals, retirees and high-net-worth families in Miami Beach and across South Florida.

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What does Manna help Miami Beach clients manage?

Manna Wealth Management helps clients organize the financial decisions that sit behind their investment accounts.

For a Miami Beach household, that can mean coordinating a primary residence or additional real estate, business ownership, retirement accounts, taxable investments, executive compensation, insurance, liquidity needs and family goals within one broader financial plan.

The objective is not to treat every affluent household the same. It is to understand what the client owns, what the assets are intended to accomplish, how much liquidity is needed and which risks or decisions deserve attention first.

Local perspective: In Miami Beach, substantial net worth can coexist with limited liquidity. Real estate, private businesses and concentrated investments can all be valuable while behaving very differently from liquid financial assets.

Miami Beach wealth can take very different forms.

The planning process begins with the household’s actual financial structure rather than with a model portfolio.

Business owners & founders

Business value, owner income, liquidity, retirement funding and potential future transitions can all affect the household plan.

Executives & professionals

Salary, bonuses, equity compensation, employer retirement plans and concentrated company exposure may need to be viewed together.

Property-heavy households

High-value property can materially increase net worth while still creating questions around liquidity, insurance, debt and carrying costs.

Retirees & pre-retirees

Planning can connect portfolio withdrawals, Social Security, retirement accounts, spending, reserves and major property expenses.

High-net-worth families

Complex families may need coordination across investments, cash flow, taxes, estate planning, insurance, charitable goals and family priorities.

Multi-state & globally connected families

Families with property, businesses or financial relationships in multiple places may need additional coordination with tax and legal professionals.

Where financial complexity often shows up.

For Miami Beach clients, the portfolio is often only one part of the financial picture.

Net worth is not the same as accessible capital.

A valuable residence or investment property can dominate the balance sheet without providing day-to-day liquidity. Planning can evaluate cash reserves, debt, carrying costs and the role of property in long-term goals.

Private-company wealth requires its own planning lens.

An operating business may be the family’s largest asset. Liquidity, diversification, retirement and future transition decisions can be considered alongside personal investments.

Look beyond the brokerage account.

Real estate, company stock and private-business ownership can create economic concentration even when the investment portfolio itself is diversified.

Turn assets into a spending framework.

Retirement planning can test income needs, withdrawal assumptions, Social Security, market scenarios, liquidity and large future expenses.

Connect financial assets to family objectives.

Estate-planning considerations, beneficiary designations, liquidity and charitable goals can be coordinated with qualified legal and tax professionals.

Financial planning and investment management for Miami Beach.

The scope of services depends on the client’s circumstances and advisory agreement, but Manna’s planning work can extend well beyond portfolio construction.

Tailored Financial Planning

Bring goals, assets, liabilities, income, spending, insurance considerations and investment recommendations into one coordinated plan.

Investment & Asset Management

Ongoing investment advice and portfolio management based on objectives, time horizon, risk considerations and the broader household balance sheet.

Retirement Planning

Evaluate retirement timing, spending, income needs, retirement accounts, Social Security and what-if scenarios before and during retirement.

401(k) Guidance

Review employer retirement assets and connect workplace plans with IRAs, taxable investments and the broader retirement strategy.

Financial Modeling

Use cash-flow analysis, net-worth projections and scenario modeling to examine possible outcomes before major financial decisions.

Tax-Minded Guidance

Consider tax-sensitive planning issues within the broader financial plan and coordinate specialized tax advice with the client’s CPA or tax professional.

Insurance Review

Review protection needs alongside income, assets, family responsibilities, liquidity and other financial priorities.

Estate Planning Review

Consider estate-planning issues within the financial plan while legal drafting and implementation remain with qualified estate counsel.

Education Planning

Evaluate education goals and funding recommendations while keeping retirement, cash flow and other family priorities in view.

Ongoing Strategic Advice

Revisit the strategy as markets, income, property ownership, family circumstances, retirement timing or goals change.

Situational Counsel

Organize financial decisions after a business sale, inheritance, career transition, major liquidity event or other significant change.

High-Net-Worth & UHNW Planning

Coordinate investment management, financial planning, tax strategy, estate and legacy considerations and family-office-level issues for appropriate complex clients.

Wealth management should coordinate the whole balance sheet.

For affluent Miami Beach families, the difficult decisions often sit between accounts rather than inside them.

A family may simultaneously own substantial real estate, a private business, taxable investments, retirement accounts and concentrated equity while also thinking about retirement, charitable giving, family support and eventual wealth transfer.

Investment strategy
Liquidity planning
Retirement modeling
Concentrated wealth
Tax coordination
Estate & legacy coordination

David D. Kassir

AAMS(R), CMFC(R),

CBDA(R)

Managing Director | Senior Financial Advisor

Private wealth management experience with a South Florida presence.

David D. Kassir, AAMS®, CMFC, CBDA, serves as Managing Director and Senior Financial Advisor of Manna Wealth Management.

David began his career in 1994, including work involving corporate retirement plans and retirement planning. He later became part of Manna’s ownership history through a 2009 acquisition agreement and helped expand the firm’s presence into South Florida.

Today, his work can include investment management and broader planning around retirement, liquidity, business interests, family goals, real estate exposure and complex wealth decisions.

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Serving clients across Miami’s major residential and business communities

Our Brickell office provides a local point of contact for clients throughout Miami and South Florida. Each client relationship is individual; these locations simply reflect communities commonly connected to the Miami office.

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Brickell

Executives, entrepreneurs and professionals working in Miami’s financial and corporate district.

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Miami Beach

Families, business owners, retirees and professionals balancing investment assets with significant real-estate exposure.

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Coral Gables

Affluent families, executives, professionals and business owners with complex planning and legacy considerations.

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Coconut Grove

Families and professionals coordinating investments, property, retirement and long-term family priorities.

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Key Biscayne

High-net-worth households with investment, real-estate, retirement and multigenerational planning needs.

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Aventura

Professionals, families and retirees managing investment portfolios, retirement income and substantial property assets.

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Pinecrest

Families and business owners integrating investments, education planning, retirement and estate considerations.

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Fort Lauderdale

South Florida clients seeking coordinated financial planning and investment management beyond Miami-Dade County.

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South Florida

Clients throughout the region can work with Manna’s Miami team based on their circumstances and advisory relationship.

Miami Financial Advisor FAQs

These answers are educational and general.
Individual recommendations depend on the client’s circumstances and applicable advisory relationship.

What does Manna Wealth Management do for clients in Miami?

Manna provides investment management and financial-planning services from its Miami office. Depending on the relationship, planning can address retirement, employer retirement accounts, cash flow, liquidity, real estate exposure, business interests, concentrated wealth, education, insurance and estate-planning considerations.

Does Manna Wealth Management work with high-net-worth families in Miami?

Manna works with clients whose financial lives may involve substantial investment assets, real estate, private businesses, concentrated positions, retirement assets and multigenerational family priorities. The scope of service depends on the client and advisory agreement.

How can a Miami business owner plan when the company is the largest family asset?

Planning can distinguish private-business value from liquid financial assets and examine reserves, retirement savings, diversification, insurance considerations and the financial impact of a possible future sale or succession. Specialized tax and legal matters should be handled with qualified professionals.

How should a Miami executive think about company stock and equity compensation?

The analysis should consider total economic exposure. Career income, bonuses, restricted stock and investment holdings may all depend on the same company, so concentration and liquidity decisions should be evaluated across the household.

Can Manna coordinate with my CPA and estate attorney?

Yes. A financial advisor can organize relevant investment and planning information and help identify decisions that should be coordinated with tax or legal professionals. Each professional remains responsible for advice within their own area of expertise.

What is the difference between net worth and liquid wealth?

Net worth includes assets such as real estate and private businesses that may not be readily spendable. Liquid wealth generally refers to cash and assets that can be converted to cash more readily. A high net worth does not always mean a household has abundant day-to-day liquidity.

Is Manna Wealth Management an SEC-registered investment adviser?

Yes. Manna Wealth Management Inc. is an SEC-registered investment adviser. Registration does not imply a particular level of skill or training. Prospective clients should review the firm’s current Form CRS and Form ADV.

How often should a financial plan be reviewed?

Review frequency depends on the client’s circumstances. A plan should generally be revisited when important facts change, including income, family circumstances, business ownership, retirement timing, major purchases, liquidity events or long-term goals.

Where is Manna Wealth Management’s Miami office?

Manna Wealth Management’s Miami office is located at 801 Brickell Avenue, 8th Floor, Miami, Florida 33131. The Miami office phone number is 305-306-7107.

Can Manna help if most of my net worth is tied up in Miami real estate?

Financial planning can evaluate real estate as part of the household balance sheet while separately considering liquidity, debt, carrying costs, investable assets and future cash needs. Property value and liquid financial capital serve different roles.

Can a financial advisor help after I sell a business or other concentrated asset?

A liquidity event can materially change a household’s balance sheet. Planning can address cash reserves, investment allocation, concentration, tax-sensitive decisions, retirement goals, estate considerations and the transition from one large asset to a more diversified financial structure.

Does Florida’s lack of an individual state income tax eliminate the need for tax planning?

No. Federal income taxes, investment taxes, property taxes and other tax considerations can still affect financial decisions. Manna can incorporate tax-sensitive considerations into financial planning, while individual tax advice and implementation should come from a qualified tax professional.

Can Manna help with retirement planning in Miami?

Retirement planning can evaluate spending, portfolio withdrawals, retirement-account income, Social Security, taxes, reserves, investment risk and the role of major property or business assets in the retirement balance sheet.

Does Manna provide tax or legal advice?

Manna’s planning may consider tax-sensitive decisions and estate-planning issues, but specialized tax and legal advice, drafting and implementation should be provided by qualified tax and legal professionals.

What should I bring to a first meeting with a Miami financial advisor?

Helpful information can include investment and retirement statements, approximate income and spending, debts, real-estate holdings, business interests, insurance information and the major financial decisions you expect to face in the next several years.

Bring the whole financial picture to the conversation.

Whether the issue is retirement, investments, business wealth, concentrated assets, real estate exposure or a major life transition, the starting point is understanding how the pieces fit together.

MANNA WEALTH MANAGEMENT
801 Brickell Avenue, 8th Floor
Miami, FL 33131, United States

Phone: 305-306-7107

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Integrated wealth management forMiami Beach’s complex financial lives.