Integrated wealth management for
Washington’s complex financial lives.

Financial Advisor & Wealth Management in Washington, DC

Manna Wealth Management provides financial planning, investment management and retirement guidance from its Washington, DC office for federal employees, executives, attorneys, physicians, business owners, retirees and high-net-worth families across the greater DC metropolitan area.
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What does Manna Wealth Management help clients in Washington, DC manage?

Manna Wealth Management helps Washington-area clients coordinate investment management, retirement planning, employer and federal benefits, cash flow, real estate, business interests, insurance considerations, estate-planning coordination and other major financial decisions.

The value is not simply having another investment account. It is having a framework for understanding how the household’s financial decisions interact—especially when compensation, benefits, property, businesses and retirement assets are spread across different institutions or jurisdictions.

For federal employees, that may mean integrating TSP assets and retirement benefits with outside investments. For executives and professionals, it may mean coordinating bonuses, equity compensation, retirement plans and liquidity. For business owners and affluent families, the work may involve concentrated wealth, succession, tax coordination, estate planning and long-term family objectives.

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Financial planning built around the way Washington professionals actually earn, own and retire.

Washington wealth is shaped by more than geography. Career structure, benefits, business ownership, real estate and mobility across DC, Virginia and Maryland can all affect the financial plan.

TSP, pension and retirement coordination

Federal employees may need to evaluate TSP assets, retirement benefits, Social Security, outside investments and retirement timing together rather than treating each benefit separately.

When the company is part of the family balance sheet

For founders and government contractors, business value may represent a large share of net worth. Planning can address liquidity, diversification, retirement funding and future transition or sale scenarios.

Compensation beyond salary

Bonuses, equity compensation, deferred arrangements and employer retirement plans can create concentration, liquidity and tax-planning questions that belong in the broader household strategy.

Coordination across more moving parts

Affluent households may need investment management integrated with tax-sensitive planning, estate and legacy coordination, charitable goals, concentrated holdings, real estate and multigenerational priorities.

High income with competing priorities

Professional income can create substantial opportunity to build wealth while also bringing decisions around taxes, retirement savings, insurance, debt, property and long-term family goals.

Turning assets into a workable retirement plan

Retirement planning can connect spending, income sources, Social Security, retirement accounts, investments, property and the timing of major life decisions.

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Why financial planning in the DC region often requires more than portfolio management.

Benefits are part of the investment picture

TSP assets, pensions, insurance and Social Security can materially affect retirement decisions and should be considered alongside outside investments.

Washington careers often cross sectors

Professionals may move among government, law, consulting, associations, nonprofits and private industry. Compensation, benefits and retirement planning should adapt as careers change.

Private-company wealth behaves differently

Business owners may have significant net worth tied to an illiquid enterprise. A coordinated plan distinguishes company value from investable capital and household liquidity.

Property can dominate net worth

Homes and investment property across DC, Northern Virginia and Maryland can represent substantial value while remaining relatively illiquid and carrying ongoing costs.

DC wealth is regional

A client may work in the District, live in Virginia or Maryland, own property elsewhere and retire in another state. Financial planning should recognize that regional reality.

More assets create more coordination needs

As wealth grows, the challenge increasingly becomes coordination across investments, taxes, cash flow, insurance, estate planning, charitable goals and family decisions.

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Financial planning and wealth management for Washington, DC clients.

Manna Wealth Management combines investment management with broader financial planning so clients can evaluate retirement, cash flow, employer benefits, business interests, real estate, insurance, estate considerations and other major decisions within one coordinated framework.

Tailored Financial Planning

Build a consolidated view of goals, assets, liabilities, savings, risk considerations, insurance and investment recommendations. For DC households, this can connect career benefits, property and investment assets.

Investment & Asset Management

Ongoing investment advice and management based on objectives, time horizon, risk profile and broader financial circumstances. Manna’s current materials emphasize diversified, low-cost management rather than market timing or individual-stock selection as the core approach.

Comprehensive 401(k) Guidance

Review employer retirement plans and connect them with other investment and retirement assets. For Washington professionals, this can be especially relevant when changing employers or moving between government and private-sector roles.

Retirement Planning

Evaluate retirement timing, income needs, retirement accounts, Social Security considerations and what-if scenarios. Federal retirement benefits can be considered within the broader household plan.

Tax-Minded Guidance

Consider tax consequences as part of investment and financial planning, while coordinating individualized tax advice with the client’s CPA or qualified tax professional.

Financial Modeling

Customized modeling may include Monte Carlo analysis, net-worth projections, cash-flow projections and progress toward retirement and other financial goals.

Insurance Review

Review insurance considerations within the financial plan so protection needs are evaluated alongside income, assets, family responsibilities and liquidity.

Estate Planning Review

Review estate-planning considerations and recommendations within the financial plan while coordinating legal implementation with the client’s estate attorney.

Education Planning

Consider education goals and funding recommendations while keeping retirement, cash flow and other family priorities in view.

Ongoing Strategic Advice

Periodic reviews help update the financial and investment strategy as income, family circumstances, career direction, retirement timing and goals change.

Situational Counsel

Help organize financial decisions after major events such as a career transition, business sale, inheritance, large liquidity event or other change, including coordination with outside professionals where appropriate.

High-Net-Worth & UHNW Planning

Manna’s UHNW offering addresses comprehensive wealth planning, investment management, tax-strategy coordination, estate and legacy planning and family-office-level guidance for complex families.

For affluent Washington families, complexity is usually the real planning problem.

High-net-worth households often accumulate assets across many structures: brokerage accounts, retirement plans, concentrated equity, business interests, real estate, trusts, charitable goals and future estate-planning decisions. The challenge is making those pieces work together.

Manna’s UHNW materials describe work involving founders after liquidity events, multigenerational families, concentrated-equity principals, cross-border or global exposure and families transitioning toward family-office structures.

  • Investment strategy
  • Cash-flow planning
  • Retirement modeling
  • Concentrated wealth
  • Tax coordination
  • Estate & legacy planning

Local access backed by decades of private wealth-management experience.

The firm’s role is to help clients make connected financial decisions—not simply manage an isolated portfolio.

Manna Wealth Management traces its advisory history to 1962 and maintains a Washington, DC office at 1100 15th St NW. David D. Kassir, AAMS®, CMFC, CBDA, serves as Managing Director and Senior Financial Advisor and brings approximately three decades of private wealth-management experience.

His career began in 1994 with work that included corporate retirement plans and retirement planning. Today, Manna serves individuals, families, executives, business owners and retirees whose financial lives may include employer benefits, investment assets, property, business interests, concentrated holdings and multigenerational goals.

The objective is a coordinated advisory relationship that can evolve as careers, markets, family circumstances, retirement timing and priorities change.

David Kassir

David D. Kassir

AAMS(R), CMFC(R),
CBDA(R)
 

Managing Director |  Senior Financial Advisor

Private wealth management experience with a South Florida presence.

David D. Kassir, AAMS®, CMFC, CBDA, serves as Managing Director and Senior Financial Advisor of Manna Wealth Management.

David began his career in 1994, including work involving corporate retirement plans and retirement planning. He later became part of Manna’s ownership history through a 2009 acquisition agreement and helped expand the firm’s presence into South Florida.

Today, his work can include investment management and broader planning around retirement, liquidity, business interests, family goals, real estate exposure and complex wealth decisions.

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Questions Washington-area clients frequently ask.

Clear answers to common questions involving federal benefits, retirement, business ownership, executive compensation, real estate and high-net-worth planning.
If I have a federal retirement benefit and a TSP, do I still need a broader retirement plan?
Potentially. A retirement plan can consider retirement benefits, TSP assets, Social Security, other investments, spending and the desired retirement date together rather than treating one benefit or account as the entire plan.
Why can a Washington professional have high income but still feel financially behind?
High income does not automatically create high net worth. Housing costs, taxes, education expenses, lifestyle spending, debt and delayed investing can all affect wealth accumulation.
What if most of my net worth is in a DC-area home?
Home equity can be an important asset but is not the same as liquid investment capital. A plan can examine housing costs, debt, cash reserves, investment assets and future spending needs together.
Can a financial advisor help coordinate a TSP with outside investments?
Yes, within the scope of the advisory relationship. The objective is to understand the household’s overall allocation and how employer or government retirement assets fit with other investments.
How should a DC executive think about concentrated company stock?
The starting point is total exposure. Salary, career prospects, equity compensation and investment holdings can all depend on the same company, so diversification should be considered at the household level.
How can a Washington business owner prepare for a future sale?
Planning can distinguish business value from liquid wealth and consider cash needs, diversification, retirement, investment structure and coordination with tax and legal advisors before a transaction occurs.
How should charitable giving fit into a DC family's financial plan?
Giving can be considered alongside cash flow, investment assets, tax considerations and family objectives. Specific tax strategies should be reviewed with a qualified tax professional.
What should I bring to a first meeting with a Washington financial advisor?
Useful information can include investment and retirement statements, federal or employer benefits information, income and expenses, major debts, real-estate holdings, business interests, insurance information and the financial decisions expected over the next several years.
What changes financially if I leave federal service for a private-sector job?
Compensation, retirement benefits, insurance, tax considerations and investment choices may all change. A transition review can help identify which benefits remain, which decisions are time-sensitive and how the new compensation structure affects the household plan.
How should a government contractor think about wealth tied to one company?
Business ownership and employment can create concentration risk. The household plan can consider business value, liquid investments, cash reserves, retirement funding and potential future liquidity events together.
How should an attorney or consultant plan around variable compensation?
The plan can distinguish recurring income from bonuses or variable compensation and evaluate how savings, taxes, retirement contributions and investment decisions should respond to that variability.
Does living in Washington, DC make estate planning more complicated?
The answer depends on the family’s assets, residency, property and estate structure. Families with connections across DC, Virginia and Maryland may benefit from coordinating financial planning with qualified estate and tax professionals.
What should I consider before moving from Washington to another state after retirement?
A move can affect taxes, housing, insurance, estate documents, cash flow and investment planning. The financial plan can model the consequences while tax and legal professionals address individualized state-specific matters.
Is a high net worth enough to support a family-office-style approach?
Not necessarily. The appropriate level of coordination depends on complexity, entities, trusts, businesses, illiquid assets and family objectives as well as asset levels.
Why might a Washington family need more than investment management?
If the household is balancing federal benefits, business ownership, real estate, retirement, insurance, estate planning and multiple investment accounts, the central challenge may be coordination rather than selecting another investment.

Bring the full financial picture to the conversation.

Discuss retirement planning, investment management, business wealth, federal benefits, high-net-worth planning or another financial decision that matters to you.

MANNA WEALTH MANAGEMENT

1100 15th St NW
Washington, DC 20005, United States

Phone: +1 703-533-0030

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