Trusts vs. Wills: What Works Best for Malibu Families
For many Malibu families, building wealth is only part of the story. The other part is protecting it and making sure it’s passed on smoothly to the next generation. That’s where estate planning comes in. Two of the most common tools—trusts and wills—serve different...
California Tax Planning: Strategies to Keep More of Your Wealth
California is a great place to live and build wealth, but it’s no secret that the state also has some of the highest taxes in the country. For professionals, business owners, and retirees in California, smart tax planning can make a big difference in how much of your...
Financial Planning for Malibu’s Creative Professionals: Actors, Artists, and Influencers
Living and working in Malibu offers a unique lifestyle—one filled with creativity, opportunity, and at times, unpredictability. Whether you are an actor landing roles in Hollywood, an artist showcasing your work, or a social media influencer building your brand, your...
How Can I Leave Money to My Kids Without Heavy Taxes?
One of the most common questions I hear from families at Manna Wealth Management is: “David, how can I leave money to my kids without Uncle Sam taking a big chunk of it?” It’s a good question, and it comes from a place of love. You’ve worked hard, you’ve saved, and...
How Much Can I Safely Withdraw Each Year Without Running Out of Money?
When people come into my office here at Manna Wealth Management, one of the first questions they ask me is: “David, how much can I safely take out of my retirement accounts each year without running out of money?” It’s a fair question. You’ve worked hard, saved...
What Happens If I Retire During a Market Downturn?
This is a question I get all the time at Manna Wealth Management: “David, what happens if I retire right when the stock market is down?” It’s a valid concern. Nobody wants to start retirement just as the market takes a dive. After all, you’ve spent decades building...
How Do I Protect My Retirement Savings from Inflation?
One of the most common concerns I hear from clients at Manna Wealth Management is: “David, how do I protect my retirement savings from inflation?” It’s a great question, and one worth asking right now. Inflation is like a slow leak in your retirement bucket. Even if...
Should I Convert My IRA to a Roth?
When I meet with families at Manna Wealth Management, this question comes up a lot: “David, should I convert my IRA to a Roth?” It’s a fair question, and the truth is—there’s no one-size-fits-all answer. Sometimes it makes a lot of sense. Other times, it’s not the...
Customized Wealth Plans for Physicians and Medical Professionals
As a financial advisor who’s worked with high-income professionals for over two decades, I’ve seen firsthand the unique financial challenges and opportunities that physicians and medical professionals face. This article is written from my perspective to help guide you...
How Weather and Natural Disasters Impact Your Financial Plan in Florida
Living in Florida has many advantages — year-round sunshine, no state income tax, and a lifestyle that’s hard to beat. But as beautiful as our state is, it’s no secret that we’re also prone to hurricanes, flooding, and other natural disasters. As a wealth manager who...
Navigating Divorce and Finances: What Women Need to Know
Divorce is more than a legal process — it’s a life-altering financial event. As a wealth manager who has guided clients through countless transitions, I’ve seen how divorce impacts women uniquely — emotionally, legally, and especially financially. This article is...
The Best Tax-Deferred Investment Options for 2025
Living in Florida provides some unique financial advantages — no state income tax, favorable estate tax laws, and an ever-growing population of high-net-worth retirees and professionals. But if you’re serious about building wealth efficiently, it’s not just about...
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