Press

If you dream of living out your retirement years along the Pacific — with ocean breezes, warm sunsets, seaside strolls — then Malibu, California, might be calling your name. But life there, especially for retirees, carries a cost that’s...

When you live or invest in a high-income, high-cost area like Malibu, California, every dollar you keep after taxes makes a real difference. Tax-smart investing is not about predicting markets or promising results. It is simply about...

Malibu isn’t a typical small town. It’s coastal, picturesque, and yes — expensive. The cost of housing, groceries, healthcare, everyday services — all tend to run higher than in many other parts of the country. That already makes everyday...

Estate planning is one of the most powerful tools Malibu retirees can use to protect their financial legacy, support their loved ones, and ensure their wishes are respected. In a place like Malibu—where real estate values can rise or fall...

There’s something special about the word Malibu. It evokes sunshine, open vistas, ocean breezes, and a lifestyle that feels both calm and elevated. When clients come to me asking how to achieve a “Malibu-level” retirement, they’re not...

Planning for retirement in Malibu comes with its own unique rhythm. Yes, the ocean views, relaxed mornings, and salt-air breezes set the stage for a picturesque chapter of life — but behind that serenity is a reality: Malibu is an...

Retiring in Malibu isn’t just about stepping into a new phase of life — it’s about protecting a lifestyle you’ve worked decades to build. Whether you’re overlooking the Pacific from Point Dume, living in a quiet canyon home in Serra...

Living in Malibu comes with sunshine, ocean views, and a lifestyle many people dream about. But behind the sunsets and ocean breeze are real financial responsibilities. High-value coastal homes aren’t just expensive to buy — they’re...

Retirement planning in Malibu looks a little different than it does in most places. The cost of living is higher, real estate is more valuable, and lifestyle expectations tend to be elevated. That means you need strategies that can...

Retirement in Malibu sounds perfect, doesn’t it? Waking up to the sound of the ocean, grabbing coffee on the patio, taking a walk along the beach — it’s a lifestyle many people dream about. But there’s something a lot of retirees here...

Malibu is known for its beauty and lifestyle. The ocean, the hills, the homes—it’s a place that attracts wealth. But with wealth comes complexity. High-net-worth individuals here face financial challenges that are not simple. I’ve worked...

Malibu is one of the most unique places to live in the world. From Carbon Beach to Point Dume, from the estates along Pacific Coast Highway to the quiet hillside homes in Malibu Canyon, wealth here is tied to a lifestyle unlike anywhere...

Malibu couples often spend years building their careers, raising families, and enjoying the lifestyle this coastal community is known for. The ocean views, the high-end real estate, and the unique culture make Malibu a special place to...

Malibu, California, is unlike any other community. From the oceanfront estates along Pacific Coast Highway to the hillside homes above Zuma Beach, this coastal city combines luxury, lifestyle, and complexity. For residents here, wealth...

Retirement is not just about saving money. It’s about knowing how much you will need to live comfortably. Living in Los Angeles makes this even more important. Housing, healthcare, and everyday expenses are higher than the national...

How to Balance Real Estate and Stock Investments in California Investing in California is both exciting and challenging. The state offers unique opportunities in real estate and the stock market, but each comes with risks and costs....

Malibu has always been more than just a place to live—it’s a global symbol of luxury, exclusivity, and lifestyle. For decades, owning property in Malibu has been seen as both a financial investment and a personal statement. But with...

California is known for sunshine, opportunity, and innovation—but it’s also known for having some of the highest taxes in the nation. For investors, that means paying attention not only to how much you earn, but also to how much you keep...

For many Malibu residents, Social Security is just one piece of the retirement puzzle. While it may not cover the cost of a Malibu lifestyle on its own, maximizing Social Security benefits can provide a valuable source of reliable income....

For many Malibu families, building wealth is only part of the story. The other part is protecting it and making sure it’s passed on smoothly to the next generation. That’s where estate planning comes in. Two of the most common...

Living and working in Malibu offers a unique lifestyle—one filled with creativity, opportunity, and at times, unpredictability. Whether you are an actor landing roles in Hollywood, an artist showcasing your work, or a social media...

When people come into my office here at Manna Wealth Management, one of the first questions they ask me is: “David, how much can I safely take out of my retirement accounts each year without running out of money?” It’s a fair question....

This is a question I get all the time at Manna Wealth Management: “David, what happens if I retire right when the stock market is down?” It’s a valid concern. Nobody wants to start retirement just as the market takes a dive. After all,...

When I meet with families at Manna Wealth Management, this question comes up a lot: “David, should I convert my IRA to a Roth?” It’s a fair question, and the truth is—there’s no one-size-fits-all answer. Sometimes it makes a lot of sense....

When people think about passing on wealth, they often imagine it happening after they're gone. Whether you live in Boca Raton, Tampa, or anywhere along Florida’s beautiful coast, chances are you’ve worked hard to build your wealth. And if...

What to Do with an Old 401(k) or TSP After Job Loss Losing a job can feel like the rug’s been pulled out from under you—but your long-term financial security doesn’t have to go with it. If you’ve recently been laid off or left your...

our 40s and 50s are often your peak earning years—and also a critical time to make sure your financial plan is working for you, not against you. With retirement looming closer and life expenses still running high, it's easy to make...

Understanding Backdoor Roth IRAs and Mega Backdoor Roths If you're a high-income earner looking to maximize your retirement savings and reduce long-term tax exposure, you've likely run into income limits that restrict contributions to a...

When it comes to securing your financial future, one of the most impactful decisions you can make is choosing the right financial advisor. Whether you're planning for retirement, building generational wealth, or simply trying to get a...

Choosing the right financial advisor can be one of the most important decisions you make when it comes to your financial future. Whether you're planning for retirement, saving for college, or looking to build long-term wealth, having a...

If you’re like many people I’ve worked with, the idea of creating a formal financial plan might seem unnecessary—especially if you’re earning well, paying your bills, and saving a little each month. But here's the truth: even if your...

Planning for retirement involves many important decisions, but perhaps none are as crucial—or as misunderstood—as the decision of when and how to file for Social Security benefits. If you live in Florida and are approaching retirement...

Green investing has evolved from being a niche concept to a mainstream financial strategy. As the world grapples with environmental challenges, the spotlight is now on sustainable real estate choices, and financial advisors play a pivotal...

Divorce is a challenging life event that can have significant financial implications. Planning for a financially secure divorce requires careful consideration of various factors to ensure your long-term stability. In this article, we will...

Whether you're a government employee who is nearing retirement or you're still several years away, it's never too early to start thinking about and planning for retirement. There are some key things that government employees need to keep...

Financial planning plays a vital role in helping people determine if they will be able to meet their outlines and goals in their path to financial success. Many people today live complex financial lives and they often struggle to plan for...

Let’s be honest: Making personal financial decisions can be challenging. There’s a variety of investment options, all of which carry some form of risk. And, of course, there are many types of retirement plans to choose from, each with...

  1. Get a Feel for Their Ideal Client In general, wealth management firms cater to investors who have a sizable asset base, but they don’t all take the same approach. Some wealth managers may prefer to work with clients who have...